Paying for Care Home Fees – Funding the Cost

Here at Willow Grange, we understand that paying nursing home fees can often become stressful and expensive, especially if your loved one requires a 1:1 care plan.

There are a number of different funding options that could help with care home fees that will be able to alleviate any financial concerns you may have. In some situations, you may be eligible for help with paying for care home fees from the local council. In other circumstances, you might be able to get help with paying for care home fees from the NHS.

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Will the council help with the funding of live-in dementia care costs?

This will ultimately depend on a number of different factors. In some situations, councils will pay towards some or most of the private nursing home fees but these are based on a care needs assessment. This assessment allows the council to work out what level of care your family member needs within the home. This information is then used to carry out a means test, which determines if you are able to qualify for the funding. A means test involves looking at your capital and income when paying nursing home fees.

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Will I be eligible for NHS funding for help with private nursing home fees?

NHS funding can be extremely difficult to navigate and depends on a wide range of factors. Mainly it boils down to whether or not the needs of your loved one are primarily health-based. If they are then the NHS can arrange and pay for care under what is known as the NHS Continuing Healthcare (NHS CHC). If you are eligible for this then your care home placement will be completely free and at no cost to you or other family members. During the assessment, if the council deems your loved one as eligible for the NHS CHC they will refer you. If you are in a situation where you do not quite meet NHS CHC criteria but you do still require nursing care then the NHS will pay a contribution towards private nursing home fees.

If you have any questions regarding paying nursing home fees or would like to speak to one of us for advice on live-in dementia care costs, please get in touch today.

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If you would feel like we are the right nursing home for you or your loved ones get in touch below.

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020 8399 8948
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